Walmart reditr card
Interest rates: purchases 19.89%, cash advance 22.97% (21.97% for residents of Quebec) If you shop a lot at Walmart for things like home appliances and electronics, you could benefit from the cash back you’d earn coupled with these perks. It also comes with purchase assurance that will reimburse you if an item you’ve purchased is lost, stolen or damaged in the first 90 days.
#Walmart reditr card free#
It gets you a free extended warranty plan, that doubles the manufacturer’s warranty on items you bought on your credit card up to one year.
Aside from that, the major difference is the perks. It also offers a slightly higher earn rate on gas (1.25%) than the basic card. This premium credit card rewards you on your spending, and especially generously online, where it offer 3% rewards. If you have a high household income (upwards of $100,000 annually) and shop at Walmart, this is a card to consider. To help you decide if they’re right for you, we compare the cards and let you know which one is best suited to each type of shopper.įind my perfect card You will be leaving MoneySense. Where the cards also differ is with the perks they offer (more on that below). Both cards earn 1% on purchases made anywhere else. The Walmart Rewards World Mastercard also offers 1.25% back in store at Walmart, but bumps the incentive up to 3% for online purchases and 1.25% at gas stations. The entry-level Walmart Rewards Mastercard caps out at 1.25% earned on every dollar spent in store at Walmart or online.
So essentially, the earn rates can be calculated similarly to a cash back credit card, with the caveat that they can only be used at Walmart. The best part is that the math is simple: 1 Walmart Reward Dollar = $1 to spend at Walmart or at online at Walmart.ca (you just have to use them in $5 increments). Both are no fee cards that offer decent rewards, in the form of Walmart Reward Dollars, which you can spend like cash at Walmart stores.